Pro & Cons of Prepaid vs Postpaid Cell Phone Service

Pros/cons of prepaid vs postpaid (contract/no contract) cell phone service

Some of the more budget conscious among you might be wondering how much money you can save if you get a prepaid cell phone plan with no contract. With these plans, you purchase minutes and texts as you go without having to commit to a particular carrier. Because every call counts with these plans, you will find that they can really help you put a limit on your spending. Of course, they can also put a damper on your day when you really, desperately, need to make a phone call and you are at a loss for minutes. So the question remains. Are prepaid plans worth your time, or are they only there as an option for people who do not qualify for a monthly contract?

They are if you know how to manage the system and use other calling methods to talk to your friends. Try out Skype. The service isn’t completely free, but you will be able to make very low cost calls from your desktop computer, laptop, wifi enabled smartphone, or even your iPad. It’s great to use while your are at home so you can save your minutes for when you really need them. If you are concerned about using up all of your texts, you can use Skype to send text messages as well.

Here is another tip for coping with only having a prepaid plan. Promise yourself that you will only use your prepaid phone to accept calls. You can then send messages on Facebook, email, or anything else, telling them to call you when they get a minute. It won’t be quite as immediate as being able to make a call whenever you want, but you are trying to save money here.

Ultimately, if you talk on your phone all the time, a prepaid plan probably isn’t for you. The price per minute goes down dramatically once you get a postpaid plan. Accept the monthly charges and get signed up for a contract. You’ll get more for your money, and you won’t be freaking out because you are running out of minutes.

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